Ms SJ Spontaneous Journey

To all, Hi, Jessica here.. i would like to wish all of you merry xmas and happy new year. May all your 2008 revolution came true and achieved, but if it doesn't, it is ok, U may try to achieve it by 2009!! Never try, never know I would like to thank all of my net frens, and those who know me in person, for supporting me and add me as a true friend. Thanks for making this website alive too!! Btw, any plans for year 2009? Any special wishes or goals? I plan to get a hse, hmm..learn to drive(lolz), yea, i dunno how to drive... What else? After learning to drive, try to learn belly dancing? It is hard to get it at puchong, sniff sniff Learn to know more financial things. Keep on learning... Yup, that’s it!! How bout u guys?

EDITOR: JESSICA ONG SOOK YI The proposal below is my research and my personal advices Financial planning:- .Clear debts .save money .Risk management .Create money and make it more valuable The financial planning process is defined by the CFP Board involves the following five key steps: · SPECIFY - Gathering client data, including goals · MEASURABLE - Analyzing and evaluating your financial status · ACTION - Developing and presenting financial planning recommendations and/or alternatives · REALISTIC -Implementing the financial planning recommendation · TIMELINE - Monitoring the financial planning recommendations Plan financially in an early stage to secure you and protect yourself. Preserve and protect your financial needs. refered ARTICLES: http://www.free-financial-advice.net/ email: piggy091385@yahoo.com thx

19/09/2008 – argh, finally trying to write down a great blog..oh my god, now only I can open my blog for writing..let see what I have in my memories this past few days…hmmm, lecture of words from my bf , and my clients…I always ask too much opinion, till I dun hv one for myself. Even in buying things, I have to ask others opinion. And when they help me to sort it out or decide for me, I have doubts or I might disagree and then I suddenly disagree…anyone can tell me what is my problem? I not good in making a final decision, and that goes to my career too. Ok, ok, trying to, trying to decide..bein influenced too much… Well, on 13/09/2008, it was my b’day I travel back to tanjung malim. It is between Selangor and Perak state. It is famous with it pau and “chi kek mai” (pepper mee hoon soup)..i heard so far no one had succeed in creating exactly the same recipe that the family did..amazing!!! I worked in the morning at FF to train ppl, nothing special..jus complaining to my bf, he ow

Hi, I am considered new at these, so please don’t bully me I miss you all so much!!!! Hmm, is there any way to post personal life at blog??oh well… How r u all?wish u hv a great day.. Jus wanna update u my life But if u feel boring, I m so sorry ya These two months has been hectic for me, when I am start involving myself in housing loan. I had learn a lot but all (half bucket water)..hehehe..it means still a baby learning process When I learn housing loan, I hv2learn insurance too.. so in a way, I hate insurance last time frankly speaking, but after joining it, I realize it’s the agent frm the insurance who cause misunderstanding for the policy holder.. The best way is to educate the clients or users bout insurance..u may buy when u feel it is necessity but at least a medical card will be fine , as it can save u from donating all ur money to the doc for operation or admission at the hospital purpose. As they said,” when u have it, u dun appreciate it but when u need it, u